Originally Posted by DaddyMac 
plenty of college kids who think they can just ride a balance a while then the payday comes after they graduate (ha!)
this was me
I paid it off within a year of graduating, but many people don't assign the level of priority I did to paying down their cc balances. Still, I don't see it as a problem that needs government regulation.
I would much rather see more grants and low interest student loans being made available than regulatory laws about marketing credit cards to students..
