Originally Posted by Cyc1ones 
Its really tough for me to believe that even with all of the transfers in 2005-2006 and 2006-2007 that we are last in the Big XII in this category. On the bright side we are improving with the foundation of our program rebuilt we should see less and less defections as time goes on....
It's a 4 year average...You'll see the APR jump up in two years.
