VA's can be a good tool for the right person. I pesonally will not go into much more advice than that here since I am licensed to sell them.
I suggest getting info from a couple of different agents from a cpl of different companies NOT from the internet and people who think they know but probably didn't really know the answers to your questions.
What I would suggest from here is to ask for questions to ask an agent?
Like what kind of fees?
Is there a min?
Anything guaranteed?
What kind of risk tollarance do you have?
It also depends on the VA product so many out there and they might not be for you. You can not lump all VA's into one group.
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