Des Moines to South Dakota would be a rough drive everyday.
Des Moines to South Dakota would be a rough drive everyday.
Does she plan on commuting from Des Moines to Indianola and back every day? That's about as bad a commute as Des Moines to Ames. She'll get sick of that real fast.
A lot of private schools offer big financial aid packages. Don't focus on the tuition number until you know what kind of scholarships she'll get.
I have family who went to Simpson for their vocal program, and it's excellent. BTW, I'm pretty sure Simpson is non-profit (or at least not-for-profit).
Is that 12.5 k number after the aid package came out? If not, with decent grades (assuming you aren't a millionaire) then she shoulld be getting quite a bit of aid.
I know when I graduated in '99, my aid package from several Iowa Conference schools made it more affordable to attend than ISU and UNI. I also got out with *only* 13k in student loan debt.
Something else to consider is that a huge number (I'd guess at least 90% at Simpson) of students will graduate there in 4 years, as opposed to 5 or more at a bigger school.
I graduated from Simpson, and feel I received a great education. The overall cost to attend private colleges in Iowa depends a lot on financial need. Probably 99 percent of Simpson students receive need-based financial aid, for example. There aren't a lot of students who actually pay full price, in other words. My recommendation is to fill out the FAFSA regardless of whether you think you'll qualify for need-based assistance. She should apply to three or four schools, so she has some options, too. Also, encourage her to live on campus wherever she goes to college...she has the rest of her life to commute everyday.
My daughter also was into the singing. She ended up at the University of Denver and with the music scholarships and other scholarship it was cheaper for her to go there then to the state schools. The only private school that accepted her that would have cost significantly more was Northwestern. Since I was divorced and both of us have remarried they figure their financial aid off of the gross income of both parents versus the parent that claims her on the tax return. Since they are Northwestern they can do whatever they want though since they turn away so many applications ever year. So don't give up on the private schools until the financial aid packages are complete. But as was mentioned before, the 8% increase in tuition adds up quickly at the private schools costs. Some have started to guaranty that the tuition won't raise above a certain level.
I'll go with WartKnight here. It can be worth it if the aid package is right. If she's footing her own bill and the aid is non existent or isnt' enough it simply isn't worth it, no matter how much she likes it. She will never be able to pay off the debt, especially if she's going to be in music. It's a simple business proposition. If she's going incur debt show her what her monthly payments will be, or mock up a complete budget plus what music majors make (what do music majors do for a living?). For me it wouldn't be about private vs. public but about the economic reality of both. But it has to more than just saying "you'll have x dollars in debt" I think she's got to see how much that is a month in payments.
I went to UNI and all but one of my classes were 30 kids or less and knew majority of my professors by first name. Feel of a small school, but with the fraction of the cost. But that is kind of a drive from DM.
I have had friends that went to private schools and there education was not any better, probably a little worse than mine. However they have been out of school 10 years now and still paying student loans = not worth it.
Tell your daughter, she can go to state school and the money she saves will pay her down payment on her first home.
I would give UNI some consideration if you are looking for a smaller school. I rarely had a class of over 100 students and most of my major/minor classes were 25-40 students. One other thing that was nice, I NEVER had a class taught by a Teacher Aid or Grad. Assistant.
Another prop for Simpson ,or small schools generally. Get your package figured out at Simpson, they will often find you money up to the subsidized stafford loan. That means she will have some debt when shes done but not an unmanagable amount. If you want to save, try DMACC for a year, its dirt cheap and she can commute easier. If she goes to Simpson, even though she could drive, she shouldnt. You miss out on a LOT of what that school has to offer not being involved every day. I will also say that every music major I knew at Simpson loved the program. It could have changed a lot since then though. Oh, and that 4-5 year thing someone mentioned is a big cost factor too no doubt. She could probably get a music major and another too in 4 years at Simpson if she works at it.
I'm about to graduate from simpson and I was down to isu n simpson ... I picked simpson because it was cheaper for me personally ... I got a lot in grants and scholorships and made it cheaper than isu who wasn't offering me anything but loans ... As others have said see what the package will bring her cost down to and go from there ... I lived on campus my first 3 years which I recommend but have commuted this last year from wdm ... If you have questions feel free to PM me ...
it comes down to she wants to be close to her mother. Secondly I AM NOT paying for her education, thats her dads responsibility. He stated that he will an so let it be. Personally he can't afford it. I am looking out for what she would have to pay out of pocket. Almost $2,000.00. per semester. I still believe that there can be something better for her. She is set on Simpson, so I let it be. She wants to commute, and I mentioned what everyone on here has stated and let her read it. She is bullheaded and she will see what everyone means. I hope he does good, but I have a bad feeling since she missed alot of time in highschool.
I mentioned to her dad the same thing about commuting and the unsocial life she will have. Let alone the time for her to get to study. Thats another thing also, she hates to study and procrastinates. I just hate to see money wasted if she does what she did in highschool. All of this was discussed already and she stated she is going to change.
To me school is a commitment to you and your future
dave - something about simpson .... they (we) have very strict attendance policies ... the school also does random attentance taking by the registrar for financial aid reason .... they figure if your not going to show up to class then why give you money to go to school ... kind of harsh but your a student and your job is to go to school, not live a free life, party, and skip class ... if thats the plan then they might as well go to dmacc or not be a student .... again feel free to PM me and i can help you with this more ...