Geico vs. Progressive

**ruxCYtable** · 04-01-2011, 10:14 AM

Insurance up for renewal. Been with Progressive for several years but got a better quote from Geico and I see their customer satisfaction ratings are higher (both Consumer Reports and JD Power).

Anyone have any strong feelings either way?

**bos** · 04-01-2011, 10:19 AM

I always got high quotes from Prog, so I went with Geico. Been with them for a few years now and cant complain.

**dmclone** · 04-01-2011, 10:20 AM

Geico just sent me a birthday card and I'm not even a customer. I've gotten quotes on both but both times they were both more expensive then me just going through the same broker I've had for the last 15 years.

**Knownothing** · 04-01-2011, 10:24 AM

Call Adam Gray and see what Nationwide can do. Usually in Iowa Nationwide beats Geico. Especially if you get home and auto or renters insurance and auto. Also don't let Geico sell you the lowest crap possible. It does not cost that much more to get better coverage. I am an insurance agent and know Geico agents try to sell the lowest crap just to beat the other guys rate. That is not good. You will pay for it in the long run.

**cyflier** · 04-01-2011, 10:28 AM

Originally Posted by ruxCYtable

Insurance up for renewal. Been with Progressive for several years but got a better quote from Geico and I see their customer satisfaction ratings are higher (both Consumer Reports and JD Power).

Anyone have any strong feelings either way?

Go with an agent, its always good to have be able to work with someone when a claim comes in. The cheapest normally isnt the best, you get what you pay for.

**greatshu** · 04-01-2011, 10:29 AM

I was with GEICO for couple of years, but switched over to Progressive because GEICO send me a nasty letter about me abusing their emergency services.

My tire went flat (and spare went flat at the same time) and battery died in one week, so I called for emergency services. Few days later, I got a letter from GEICO saying that I am abusing their services and taking their resources away from other customers. I was like WTF? I pay for those services and why do I have to be lectured by them when I am the customer?

Progressive is cheaper when you combine everything. I even have homeowners insurance from them too. They were extremely helpful when my garage got hit by a drunk driver. They took care of everything and cut me a check within a week.

**abcguyks** · 04-01-2011, 10:29 AM

I can't stand Flo - go with Geico.

**dmclone** · 04-01-2011, 10:34 AM

I'm a believer in high deductibles. For the last 15 years I've had a $1,000 instead of a $500 on my cars. I don't have the numbers in front of me but I have to think that in the last 15 years that has saved me thousands of dollars. Although I've never submitted a claim.

**Senolcyc** · 04-01-2011, 10:36 AM

Originally Posted by greatshu

I was with GEICO for couple of years, but switched over to Progressive because GEICO send me a nasty letter about me abusing their emergency services.

My tire went flat (and spare went flat at the same time) and battery died in one week, so I called for emergency services. Few days later, I got a letter from GEICO saying that I am abusing their services and taking their resources away from other customers. I was like WTF? I pay for those services and why do I have to be lectured by them when I am the customer?

That's insurance. The only product ever that costs more if you actually use it. Imagine this: you pay $500 for a set of golf clubs and that is the price as long as you never use them. Once you use them, the price goes up. Every subsequent time you use them, the price goes up. And if you use them "too much," the store you bought them from comes and takes them away. That's insurance.

**benjay** · 04-01-2011, 10:37 AM

I'd shop around, and definitely talk to some agents. West Bend Mutual ended up being the cheapest for me, plus I have an agent I can call or email with any questions or policy additions/subtractions.

Progressive is quite expensive.

**bos** · 04-01-2011, 10:38 AM

State Farm said they could save me 11 dollars a year. Thanks SF.

**CySmitty** · 04-01-2011, 10:39 AM

I have progressive since thy have given a me killer rate. When i was shopping it earlier this year travelers gave me a pretty killer rate so check them out too.

**hawkeyeh8r** · 04-01-2011, 10:44 AM

state farm is the way to go

**JY07** · 04-01-2011, 10:47 AM

I had both progressive and geico for a year each. I didn't have a claim with either, so I can't tell you how helpful they are, but i can tell you both raised their rates by a decent percentage after a year for no apparent reason, so that might be something you can look forward to.

**CloneIce** · 04-01-2011, 10:50 AM

I've had Progressive for years. They were very helpful and good to deal with on a claim for a major accident I was in that was not my fault some years ago. Can't speak to Geico.