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Thread: Diamond Ring warranty?

  1. 02-24-2013, 09:25 PM #1
    dsreid
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    Diamond Ring warranty?

    Just wondering if anyone has any insight into purchasing the ring "warranty" that jewelers offer. I don't remember the exact details, however the jeweler is Greenberg's. It costs around 170..(all purchases come with the standard warranty). I believe most jewelers offer something similar.

    And another question, would you get a separate policy on a 5000$ ring? Or would you place it under your general property insurance?

    Any help is appreciated!
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  2. 02-24-2013, 09:27 PM #2
    cowgirl836
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    Re: Diamond Ring warranty?

    Not sure I'm reading right - so you're getting a standard warranty and they are offering additional protection for $170?

    Get the ring appraised independently and use that to get a rider for your insurance. It should be less than $100 a year.
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  3. 02-24-2013, 09:27 PM #3
    1100011CS
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    Re: Diamond Ring warranty?

    Diamonds last forever. Duh.
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  4. 02-24-2013, 09:30 PM #4
    Cyclonepride
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    Re: Diamond Ring warranty?

    Most warranties are built for their profit. As far as insurance, we added it on to our homeowner's insurance.
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  5. 02-24-2013, 09:30 PM #5
    stevefrench
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    Re: Diamond Ring warranty?

    extended warranties are almost always not worth it.
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  6. 02-24-2013, 09:31 PM #6
    isuno1fan
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    Re: Diamond Ring warranty?

    Wife has a ring valued at $11,000. Got an inland marine insurance policy for it that costs all of $100/yr.

    I'd get a separate policy and screw the so called warranty.
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  7. 02-24-2013, 09:40 PM #7
    CYdTracked
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    Re: Diamond Ring warranty?

    If you are buying something from a jeweler you shouldn't need a warranty on it else you aren't buying very good quality. You do need to put it on your home or renters insurance though in case it is lost or stolen.
    Go Cubs Go!
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  8. 02-24-2013, 09:50 PM #8
    ISUAgronomist
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    Re: Diamond Ring warranty?

    Add to homeowners/renters insurance policy if you're worried about it. Don't pay for a warranty they're just a scam to pull extra money from you upfront.

    ∞
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  9. 02-24-2013, 10:05 PM #9
    simply1
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    Re: Diamond Ring warranty?

    Reading it, it looks like you have to make sure to go there every 6 months for cleaning and inspection as well.

    Greenberg's Jewelers ~ Warranty Information
    I don't do signatures. Blondes, brunettes, and red heads are a different story.
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  10. 02-24-2013, 10:25 PM #10
    CYlent Bob
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    Re: Diamond Ring warranty?

    Is the warranty on the ring, or the marriage?

    Because $170 is a drop in the bucket compared to what it would cost you out of pocket.........or so I hear.
    "Correct me if I'm wrong, Scotty.......but if I kill all the golfers, they'll lock me up and throw away the key!" Carl Spackler
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  11. 02-24-2013, 10:30 PM #11
    simply1
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    Re: Diamond Ring warranty?

    You do get free ring cleanings.
    I don't do signatures. Blondes, brunettes, and red heads are a different story.
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  12. 02-24-2013, 10:57 PM #12
    JP4CY
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    Re: Diamond Ring warranty?

    Quote Originally Posted by isuno1fan View Post
    Wife has a ring valued at $11,000. Got an inland marine insurance policy for it that costs all of $100/yr.

    I'd get a separate policy and screw the so called warranty.
    Wife and I did the exact same thing, for the exact same cost from State Farm.
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  13. 02-24-2013, 11:00 PM #13
    ianoconnor
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    Re: Diamond Ring warranty?

    Jewelry Insurance - Jewelry Protection & Replacement - Perfect Circle Insurance
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