I've found some historical information on the 3 month LIBOR rate and it appears that using that plus the 2.2%) ISL adds on there looks like a good option to me. Looking at the history, it doesnt appear that its ever gone much above 6%.
I just looked at my online ISL account and it has 7.65% for my variable rate, have they just not updated it yet? I only have about $200 left to pay on my variable rate loan so it doesn't really matter to me. Pay that loan off before working on fixed rate loans from ISL.
There companies out there that will consolidate your federal student loans at such low rates. I strongly urge you to only deal with ISL if you need private loans. I consolidated my federal loans with a company called ACS and they are locked at 1.9%
While on live TV, Ford used a vulgar term to describe a private part of the female anatomy, adding that he was “happily married” and “got more than enough to eat at home.”
Ugh! I have had some horrible experiences with Iowa Student Loan and their customer service. Just thinking about it makes my blood boil...
They keep losing my address though- makes me hopeful that eventually they will just lose all records of the loan I'm still paying off to them.
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