High Yield Savings Accts?

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Originally Posted by travman23

A friend of mine just told me about this great deal Iowa Bank is doing with their checking: http://www.bankaltoona.com/rcp/pdf/R...ck_Altoona.pdf

Basically if you meet the minimum requirements every month you earn 5.51% APY on your balance. The details are in that link. The tougher part of that is you have to have at least 10 debit card transactions a month. I tend to use my credit more often but if you think about it if you use the debit instead for gas, groceries, etc. could probably rack up 10 transactions easier than you think.

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Love this part:

Receive automatic refunds on
ATM fee refunds nationwide — up to $3.00
per transaction

I'm going to seriously consider this. I tend to use my credit card more too for the cash back. But, if I can get 5.5 on my checking it may be worth it.

Stupid Int rate cuts are kicking my Em Direct accounts butt! :no:

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Originally Posted by The_Architect

Stupid Int rate cuts are kicking my Em Direct accounts butt! :no:

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Yeah, ING Direct is down to 3%.

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Originally Posted by superman_101680

I've been using it for 2+ years...no problems.

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I still have a small ammount there but they are down to 3.00% now, used to be 4.75% at one time and I'm earning 4.00% where I switched to. Used to be 5.35% till they dropped the rates. I am seriously thinking about switching that money to the Iowa Bank checking deal at 5.51% after learning about that.

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Originally Posted by CyinCo

Anyone have any suggestions on how to get the most out of money in a savings account. I seem to earn very little interest on my Wells Fargo savings account even by having their "preferred" account. I was seeing some advertisements on TV for Charles Schwab checking with high APYs. I looked at their website and they show a 2.26% right now. I know at one time they were near 4%. My WF account earns me 0.30% APY. That is pathetic.

So, anyone have any suggestions on where to earn the most money on money while keeping it very liquid?

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West Bank (not to be confused with bank of the west) just started "reward me checking"
5.00% APY up to $50,000 and 1.25 on balances over 50.
Tell them Mike sent you! :)