Cell Phone Insurance

**GeronimusClone** · 06-02-2009, 03:09 PM

What a ******* rip off.
I pulled my two-month-old LG Dare out of my pocket Saturday (nothing else in my pocket) and the screen was cracked. So I filed a claim with the insurance, paid them my $50 and they sent me a phone today.
What a pile of **** this thing is. Huge scratch/dent next to the earpiece, probably why it cracks and fuzzes when you call someone, dings and scratches all over the cover, fingerprints already on the screen, no screen cover. My phone is in much better condition aside from the screen, and they want me to send it to them? I'm getting ****ed in this deal.
****, for $5 a month over a two year contract, then $50 - that's $170 for a piece of ****? Might as well nix the insurance and buy new when need be.
Thanks for listening. Any advice for me when I got to Verizon today to tell them to shove this up their ***?

**cmoneyr** · 06-02-2009, 03:10 PM

Ha, you took the insurance.

**jumbopackage** · 06-02-2009, 03:11 PM

My advice:
Never buy the insurance.

**GeronimusClone** · 06-02-2009, 03:12 PM

Thanks for the useless ******* advice. How about some of substance now.
And i really didn't take the insurance, when I got the new phone somehow they added it and I hadn't cancelled yet - which I thought worked in my favor. WRONG.

**tim_redd** · 06-02-2009, 03:12 PM

Extended Warranty! How can I go wrong?

**cmoneyr** · 06-02-2009, 03:13 PM

Originally Posted by GeronimusClone

Thanks for the useless ******* advice. How about some of substance now.
And i really didn't take the insurance, when I got the new phone somehow they added it and I hadn't cancelled yet - which I thought worked in my favor. WRONG.

Might as well nix the insurance and buy new when need be.

There ya go.

**keepngoal** · 06-02-2009, 03:13 PM

My advice: always take the insurance (if you have an expensive phone). It has saved my *** 4 times.

if you are unhappy with the condition of the phone you got.. call them, it is simple to replace. I had to replace the replacement once in the 4 claims I have had.

Nothing but good things to say about those experiences.

-keep.

**LeSchmick** · 06-02-2009, 03:19 PM

Maybe if make a big enough scene, they'll do something about it?

**mj4cy** · 06-02-2009, 03:20 PM

We have the same phone and they asked if we wanted insurance. We said hell no. I'm keeping my old razor in case this one craps out. That's my insurance.

**BryceC** · 06-02-2009, 03:21 PM

I would never, ever buy phone insurance. With the monthly premium and deductible it isn't worth it at all, especially since there are about a million phones you can buy on eBay for a dollar.

**cmoneyr** · 06-02-2009, 03:22 PM

I lost my phone a week ago and haven't stopped in to reprogram my old one, I never realized how little I actually use/need my phone.

**GeronimusClone** · 06-02-2009, 03:23 PM

Apologies to moderators, glad to see you're on your toes.

**egami** · 06-02-2009, 03:33 PM

Originally Posted by cmoneyr

Ha, you took the insurance.

This.

**CylentButDeadly** · 06-02-2009, 03:34 PM

Unfortunately, I don't know if you're going to be able to get a reseasonable compromise out of this. I have the Verizon insurance too and I actually read the terms and it might as well be the most worthless insurance in the world. Cell phone companies have us all by the balls and repeatedly asspound us with ridiculous charges and rates.

**keepngoal** · 06-02-2009, 03:35 PM

Originally Posted by keepngoal

My advice: always take the insurance (if you have an expensive phone). It has saved my *** 4 times.

if you are unhappy with the condition of the phone you got.. call them, it is simple to replace. I had to replace the replacement once in the 4 claims I have had.

Nothing but good things to say about those experiences.

-keep.

bump