You’re overthinking this. There are no undefeated teams at risk this week. The reason to take JM is due to future schedules and the likelihood that they’ll be the next undefeated team to lose.
James Madison's game next week made me pick them this week. Every team should remain undefeated, but road games are bound to trip someone up. OU losing at KU on a cold windy day wouldn't be too surprising. When teams that are used to scoring struggle due to mother nature, funny **** happens.
And yeah, I probably just jinxed KU to suffer a 73-7 point beat down. <shrug>