I should emphasize this is a points system and not the old school weeks system which I do not recommend. We are not tied to a designated week at a designated location. We primarily exchange with RCI which has over 4500 locations world wide. Note that what you are doing is acting as a travel agency on behalf of yourself as it does take time on the internet to locate available resorts in the time frame you have available at the location you desire. Resorts use many methods to fill their rooms and you may be laying on the beach beside someone who paid full market rate on the open market and on the other side is a guy who is old school and owns a week every year at that resort and the next guy actually owns the room. We were in Puerto Valarta and I met a couple who owned a villa, were 90 yrs old and spent six months there off and on. Lived in Toronto and drove back and forth several times a year. Couldn't believe it.