Back to the topic of retirement, I'm really liking these gains in the market!
Retirement Targets
- Thread starter yowza
- Start date
Would also be curious where you ended up moving and what the deciding factors were for that decision.
Agree with you on the total, but I didn't mean overall cost, just the administrative costs.
What % of funding for say, WIC, actually goes to WIC and what % goes to admin costs? Charities get reviewed for this to make sure they are spending your money wisely. Does anyone review USG programs for that? At least that would be some savings.
Although as BC says, so many people would be made redundant and lose power its hard to imagine happening. Similar to going to a flat income tax, and how many accountants it would put out of business.
I have a few years before we get out of here, but I know we'll sell everything we can and toss everything else into a dumpster.
I'm not going to burden the kids with my stuff after I pass.
All those things have created the system we have now. You think they'd be new?
We have a couple years before the wife can retire. I have been pushing and think she may be willing to move to a lake town. She wants to be close to the kid/s so she can see grandkids if we get some. All I care is getting out of this inbred sheethole of a town. My kids have all said there is no way they are moving to this town so that frees that option up.
Can answer this question well. We moved to Ames three weeks ago to be closer to our daughter that is going through cancer treatments.
Moving was a pain in the ass, we had lived in Bloomfield for 33.5 years and you accumulate a lot of crap in that amount of time. We filled up 2.5 20 foot dumpsters cleaning out the basement and throwing stuff away. We took 55 garbage bags full of clothes to our local Goodwill. We found a local mover out of Centerville to move us, he estimated we had 13,000 pounds of stuff, turned out to be 15,000 pounds. Total cost for him moving us, with us packing most of the stuff ourselves, everything but the home theater speakers, amp, receiver and TV was $6,500. They loaded everything one day, and then drove up and unloaded the next day in Ames.
We are still unpacking tubs that we put things into, still searching for a few odds and ends, that were not labeled correctly and are here somewhere in the house.
Overall I told my wife if we ever move again, we will sell everything and just buy new, but we could never afford that so I am staying put.
I'm about 6 years from retirement. Most likely the desert SW somewhere.
If you remember the fact that Stormin's entire life revolves around the 'I got mine' principle, it makes that statement way easier to understand.
When I hit 5 years out, I may come up with a quarterly/monthly plan to go through boxes in the basement so it doesn't hit all at once.
Facts first. Average SS benefit is $1,907. The SS benefit is an EARNED benefit. How many countries have implemented UBI.
Relevant experience - my aunt just moved from her townhome to assisted living community. Super nice place in Grimes. But going from 3 BR townhome, lots of stuff to get rid of.
Happily thru this process she had a couple younger sisters and my folks helping.
So step 1 was to figure out what she wanted/needed to keep. Car had already been sold as driving was getting scary. That stuff got moved to new digs.
Step 2 was some things she specifically wanted people to have. Often that was stuff that was connected to the person, from a trip or whatever. Some of it was more valuable things she didn't want to risk arguments about. Sometimes it was to help younger family members setting up house ("here, take this steam vac"),
Step 3 was basically a free garage sale for "low value" type things - brooms, tableware, little appliances, etc. They moved all that stuff to the garage, and family would come over and pick thru it for things they liked/needed. It seems a little awkward, but at least with our family the pragmatism and practicality keeps it sane. She was happy to see the stuff going to family to be used, rather than goodwill or the dump. (I got a couple beer kugels since I didn't have that style, plus a sweet John Wayne highball glass circa 1975)
Step 4 will be probably a garage sale, combined with the sisters and my mom.
Step 5 will be goodwill.
What made it bad for us was the fact that my mom passed away last summer and my brother and i had to do the exact same thing in the house we grew up before we could sell it. Luckily we had friends and family to help in both cases, but at 62 carrying stuff up and down stairs is not fun and wears a guy out pretty fast.
I am a fan of UBI in general, but none of the "official" numbers released ever hit those projections. The numbers released from the Census Bureau for 2021 were 11.6% and 2022 11.5%. Both higher than pre pandemic levels by about a full percent. There is certainly an argument to be made they could have been worse without the stimulus, though.
The big drop in American poverty during the pandemic, explained
The lesson from the past year: Poverty is a policy choice.www.vox.com
While I'm sure many do so irresponsibly, many do so out of necessity. Paycheck to paycheck means any significant curve causes the retirement to get raided.
Dude, goodwill didn’t want your old leisure suits.
The official rates don't include the stimulus checks. They only use income. If you include the stimulus checks as part of income, you get the rates used in the article. SPM would be a more accurate way to measure poverty in this case.
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My sis & I are going to have a sit down with the folks about this whole thing over the summer. Want to go over their will, finances, what they want done with what stuff and money, when they plan to move out of the house, what to do with the house, PoA, end of life stuff... all of it.
It's a little depressing, but the folks (and by extension, sister & me) are super practical and pragmatic. So we will get it done, and one less thing to worry or panic about.
