CyCredit Feedback Needed

[Jer]

Now that we've had the credit feature going for about a month I wanted to get some feedback on what everybody likes and dislikes about it. Obviously the betting board has been getting a work-out and I know a lot of people are running on very few credits right now, myself included, so I wanted to see what we could do to keep people involved.

Here are a couple quick ideas I have...

- Change weekly credit paycheck to a daily paycheck. If you were active in the past 24 hours, you get a paycheck - currently setup at every 7 days.
- Make it so members can donate credits and/or take out loans on credits with interest.
- Members get credits for donating.

 

[bos]

Loans on credits? Wow, you are teaching us dirty tricks. =)

 

[thunderdave]

Is there an ultimate goal of being able to use the credits for anything in real life?

 

[cycloneworld]

Hold a class on Cycredit betting discipline.

 

[l2alphmacchio]

I love the system, great way to have fun on message board other than posting and reading. I agree with all your new ideas... go for them

 

[ajk4st8]

I think the ticket give away was a good idea, but giving the credits with them was bad.

 

[1100011CS]

- Members get credits for donating.

Definitely. 100000 for every $1:wink:

 

[C.John]

Credits as an award for a site donation sounds like a good one. 1000to1 ratio? Donate $50 get 50K?

 

[wheels686]

i could definetely use a loan, every time i get at 50000 i loose the next bet. You can count me for taking out the biggest loan possible

 

[wartknight]

Have interest earned on banked credits. Right now, correct me if I'm wrong, but there's no reason for banking credits is there?
Wow, this is getting way too real.

 

[cycloneworld]

I think the daily credit idea is a good one, and I think you should definitely get credits for donating.

Not so sure about the loan process. Lots of people will have to declare bankruptcy. Can the banking application be applied? Where you can put X credits into the bank at a certain interest rate.

 

[ISUFan22]

- Change weekly credit paycheck to a daily paycheck. If you were active in the past 24 hours, you get a paycheck...currently setup at every 7 days.

I think the current format is good. If you want, maybe give a bigger weekly paycheck to those with more activity.

- Make it so members can donate credits and/or take out loans on credits with interest.

I would not be in favor of this...could be somewhat ugly. I also think you could just get rid of the credit banking/interest thing. Keep it simple, makes it easier to use and more fun for all.

- Members get credits for donating.

Definitely. I thought this already existed.

 

[chadm]

How about a minimum?

 

[SuperCy]

How do you collect on loans?

I know people who know people. I'm just saying. My mom has some cousins in California that live pretty well for owning a stereo store.

 

[jbhtexas]

Since we're already gambling, I'd like to use my CyCredits to play the stock market...

 

[wheels686]

it would be funny to see lots of people with negative credits. this whole thing is just for fun

 

[CyinCo]

Loans on credits? Wow, you are teaching us dirty tricks. =)

Yes, lure them in with a low introductory rate that is fixed for 6 days and then goes Variable based on prime. Soon, the "bank" will have PCs in foreclosure and honest people trying to sell a perfectly good PC will be getting screwed because the bottom fell out of the PC market because of bad credit decisions made by poorly informed individuals and crooked loan outlets. Then Jeremy will have to dump a whole bunch of credits into the system to bail out all the people who screwed up and lost their PCs to try to salvage the system before it gets worse and worse.

I'm sure nothing like this could ever happen for real though.

 

[brianhos]

I like the daily credit bump, tie it to daly posting. It is silly to see these guys that never post with 75,000 because they joined a long time ago, and keep getting their 500 a week.

 

[keepngoal]

• A bigger paycheck (the minimum raise went up right?)
• Banking, so we can earn interest on our $$ (BrianHos, should be good at that)
• Donation = credits. 1000-1 the first time $25 given, then 5000-1 on second $25 given and max out at 7500-1 for any remaining $$ given.

-keep

 

[ISUFan22]

I don't think activity should be strictly based on posting. The site does keep track of what you've read, etc. IMO, that should count for activity as well.

Keep the weekly base of 500 credits (or maybe decrease to 250) for non-active members and the develop an overly-complicated formula where members can increase their weekly paycheck by being more active (reading/posting/betting/etc).