If you're getting close to retirement, I'd highly recommend using newretirement.com. It's taught me a lot of tax strategies that I plan on using when I retire. The only shortcomings it doesn't have is ACA planning pre Medicare and how to work it to get discounts. I was going to wait to use the pay version until I retire but I thought I'd spring for it, since it's so useful.
I can not second this enough (I have had it since Dec, 2022). I am actually setting up Retirement Planning Coach as a potential post-retirement part time gig at very low rates using New Retirement as the program. Like most planning packages, NR takes all of your inputs and shows your current status (net worth, account breakdowns, etc.). In other words, same as many packages that shows past results and current status.
Where it shines is, it then guides you through potential futures (you can setup 10 variations) with how you will access and use those funds. All the inputs are controlled by frequency (recurring monthly, quarter, yearly or one time), rates, etc. You can try variations where you do Roth conversions, SS at different ages, part time work, big expenses early in retirements, etc. and all of these potential futures are evaluated and presented with tax, saving, etc. implications with full Monte Carlo simulations. NR even has built in "explorers" to help you with SS, Roth and other options and suggest optimum choices. All potential futures are based off the same current status (since it is already completed and can't be changed) and only the different future moves/choices impact the outcome of that scenario.
NR has two weeks free access and then there is an annual subscription ($120). I HIGHLY recommend you take a day and look at the software and input your numbers. If you are over age 55 or 5 or less years from retirement, it probably will help you guide into retirement and worth the subscription. Under age 50, the two weeks evaluation will help you understand your current status and potential futures, but I don't know if it would be worth it to continue annual subscriptions (maybe one year to get more time in the software). I will probably continue my subscription at least 2-3 years into retirement (next March) just to make sure things still make sense and see how the future is impacted with different money moves.
There are several videos on YouTube to assist in understanding some of the software options. I could attempt to answer any specific questions if you DM me.