Hard disagree.You rank at the end of the season when the games have been played? It’s why Colorado shouldn’t count as a ranked win, they didn’t even get to a bowl.
If someone gets gutted with injuries or has sit outs, that doesn't mean they were the same team later in the season. See FSU and all their people sitting out the Orange Bowl plus injuries (I do think it was a crap quitter move to sit out though)