Mint is a lifesaver and my go-to agglomeration to manage all my finances. They can track all of your assets, accounts, debt, spending, and bills in one place, complete with some simple analytics, so you can watch everything at once and see the big picture and trends.
I highly recommend anybody opens up an account there -- completely free, too.
For those of you talking about historical returns to equities, there are plenty of reasons to believe those will be slower in the future than in the past. I usually plan on a real return of 5% or so.
There is more here, to provide one example...
https://blog.wealthfront.com/us-stock-long-term-returns/
...but to provide the punchline...
We have examined three widely-used methods of estimating future equity returns. They all suggest a similar conclusion. Future returns are very likely to be below the returns that have been realized by equity investors over the past century. With short-term rates near zero in the United States (and actually negative in Europe and Japan), and with bond yields substantially below historical norms, equity investors should have realistic expectations for only single digit returns. Realistic long-term projections should be in the 5 to 7% range.
