I didn’t start investing until I was 30. I just turned 49 this year. I was 30 with $0 in retirement savings I didn’t start maxing out my 401K until I was 37.
My 401K now has enough for me to retire as I made some very good stock buys. This year I’m up over 40% and 55% in my self directed fund
Also about 6 years ago my company went to a high deductible health insurance plan. We started an HSA and maxed it out as well. My wife and I do not withdraw from this account and invested everything we can. I am amazed at how many people under estimate this benefit
My 401K now has enough for me to retire as I made some very good stock buys. This year I’m up over 40% and 55% in my self directed fund
Also about 6 years ago my company went to a high deductible health insurance plan. We started an HSA and maxed it out as well. My wife and I do not withdraw from this account and invested everything we can. I am amazed at how many people under estimate this benefit