Home buying questions I should know, but I don't

RLD4ISU

Well-Known Member
Sep 13, 2018
803
1,020
93
Otsego, MN
Yeah, I don't get the hate on Pella. 20 years so far with not a trace of issues. Installation can make a lot of difference. Have the aluminum clad wood windows. I got a quote from Anderson on a rental I used to own and it was outrageous.
Lived in a house with 19 yr old Pella windows & slider. They needed replaced. Also called about getting a screen for the slider since it didn't have one. We could've put in a new slider with a screen for the price they quoted us.

Not at our current location, but when we lived in Pella...Neighbor next door worked for Pella and also had Pella windows installed when he built his home in the late 90s. According to him: he had some issues with one window, talked to the company and wanted it replaced. They basically told him he could get the window replaced or keep his job, his choice.
 

dmclone

Well-Known Member
Oct 20, 2006
21,604
5,944
113
50131
It's interesting to me how so many of the windows in our house do not open. I think maybe 4 out 20+ actually open. Fine with me since it's so rare for us to open the windows. I think it's also made it a lot quieter and probably more efficient.
Last week I installed smart zebra shades on 5 of the windows, and it's turned out really good. Plan on installing these for most of the house now that it went well.

Another thing that was new to us was a box on the furnace, which i couldn't figure out what it did. It's a control box for fresh air ventilation. I had no clue this was a thing.
 
  • Informative
Reactions: 1SEIACLONE

1SEIACLONE

Well-Known Member
Jun 2, 2024
2,738
2,519
113
63
Ames Iowa
Lived in a house with 19 yr old Pella windows & slider. They needed replaced. Also called about getting a screen for the slider since it didn't have one. We could've put in a new slider with a screen for the price they quoted us.

Not at our current location, but when we lived in Pella...Neighbor next door worked for Pella and also had Pella windows installed when he built his home in the late 90s. According to him: he had some issues with one window, talked to the company and wanted it replaced. They basically told him he could get the window replaced or keep his job, his choice.
Pella makes great windows above a certain price point, much like Anderson. In both you get what you pay for. In our old home we had vinyl windows produced by the Amish, very good windows and a great price point. We had them installed about 15 years ago, had no problems, one popped after a storm and the guy was out within a week replacing it under warranty.
The problem with windows is that they do wear out over time, and need replaced. Their energy efficiency drops down from years of wear and tear, like any other project.
My thinking is if you need to replace windows, ask yourself one simple questions, "how long do I plan on staying here?" If it's for a decade or more, bit the bullet and get the better windows, if shorter than that, save some money, get something that looks good and let the next guy worry about them.
 

1SEIACLONE

Well-Known Member
Jun 2, 2024
2,738
2,519
113
63
Ames Iowa
It's interesting to me how so many of the windows in our house do not open. I think maybe 4 out 20+ actually open. Fine with me since it's so rare for us to open the windows. I think it's also made it a lot quieter and probably more efficient.
Last week I installed smart zebra shades on 5 of the windows, and it's turned out really good. Plan on installing these for most of the house now that it went well.

Another thing that was new to us was a box on the furnace, which i couldn't figure out what it did. It's a control box for fresh air ventilation. I had no clue this was a thing.
Windows that you cannot slide open are cheaper to install then windows that can be opened. When we replace our existing windows on the main floor this spring, we had a large three window set up that would all open. The guy said we could save a thousand or two by replacing it with one larger window in the middle that does not open, with windows on each side that slide open, so that is what we did. Actually like the larger window to see out off better, and like you, we rarely open the side windows much, maybe in the spring or fall.
 

Primetime26

Well-Known Member
Sep 7, 2012
633
525
93
photos would help us
Roughed in. Looks like shower drain in roughed in for 60"x30" shower RH drain, which IMO is dumb, being the water lines are on the LH side, and then wouldn't have to walk "around" the toilet to get into shower

1000001849.jpg 1000001848.jpg
 

dmclone

Well-Known Member
Oct 20, 2006
21,604
5,944
113
50131
Thoughts on a radon test bringing back 2.7 on a passive system? Should I test it again in a few months. Research what it would take to add a fan? Be happy that it's not 20+ like our previous house?
 

clones_jer

Well-Known Member
Apr 16, 2006
8,615
844
113
IA
Thoughts on a radon test bringing back 2.7 on a passive system? Should I test it again in a few months. Research what it would take to add a fan? Be happy that it's not 20+ like our previous house?
I mean, you're below EPA action levels I think. maybe open a window once in a while? If you have a sump pump pit be sure that thing is covered and sealed, any holes in the floor will bring up the levels
 

dmclone

Well-Known Member
Oct 20, 2006
21,604
5,944
113
50131
I mean, you're below EPA action levels I think. maybe open a window once in a while? If you have a sump pump pit be sure that thing is covered and sealed, any holes in the floor will bring up the levels
Thanks. I do think I could do a better job of sealing the sump.
 

clones_jer

Well-Known Member
Apr 16, 2006
8,615
844
113
IA
Thanks. I do think I could do a better job of sealing the sump.
I've seen people use plexiglass & silicone to make it fancy ... or just a shitload of duct tape around the cover edges and where the pipe exits the cover (assuming you have a cover). I don't really know the science behind either method. if you're really worried a radon fan install is one of the cheaper home improvements, but I don't think it's necessary in your case.
 
  • Like
Reactions: dmclone

1SEIACLONE

Well-Known Member
Jun 2, 2024
2,738
2,519
113
63
Ames Iowa
Do like the Eagles are doing now, and TB did to win their Super Bowl, you defer large pay raises to kick end at the end of the contract, by then the salary cap will have increased and if you have too, you bite bullet and suck for a couple of years and do it again.
 

dmclone

Well-Known Member
Oct 20, 2006
21,604
5,944
113
50131
Yowsa, I'm happy I'm not planning on taking on any debt. My credit score dropped 40 points in one month. It appears that the removal of the previous mortgage, which was 21 years old, and a new loan (mortgage) were the contributing factors.
 

BCClone

Well Seen Member.
SuperFanatic
SuperFanatic T2
Sep 4, 2011
67,813
63,923
113
Not exactly sure.
Yowsa, I'm happy I'm not planning on taking on any debt. My credit score dropped 40 points in one month. It appears that the removal of the previous mortgage, which was 21 years old, and a new loan (mortgage) were the contributing factors.
Yeah refinancing hurts your score since the system thinks it’s new debt.
 

BCClone

Well Seen Member.
SuperFanatic
SuperFanatic T2
Sep 4, 2011
67,813
63,923
113
Not exactly sure.
The fact that equity isn't taken into account strikes me as absurd.
The value of the house isn’t reported. How the system looks at equity is: old mortgage you have 120k left on an original 200k mortgage. 60% of the loan. New mortgage is 120k of 120k of the loan is yet to pay. It’s 100% of the loan.

This is also how you can end up paying more for auto/personal loans. If you leave that mortgage hanging out there, they say it eats up a chunk of your income (they don’t know you have it in savings/investments) and you are higher risk so you are probably getting hit with a percent higher car loan or so.
 

clones_jer

Well-Known Member
Apr 16, 2006
8,615
844
113
IA
The fact that equity isn't taken into account strikes me as absurd.
it's a score of how much of a lap dog you are to paying debt the way lending intuitions like it: per schedule & often.

they don't care about your net worth because ultimately it doesn't matter to the entities loaning money.
 

JM4CY

Well-Known Member
SuperFanatic
SuperFanatic T2
Aug 23, 2012
37,959
74,725
113
America
it's a score of how much of a lap dog you are to paying debt the way lending intuitions like it: per schedule & often.

they don't care about your net worth because ultimately it doesn't matter to the entities loaning money.
Pay off your house and watch your credit score fall.
 
  • Like
Reactions: clones_jer

JM4CY

Well-Known Member
SuperFanatic
SuperFanatic T2
Aug 23, 2012
37,959
74,725
113
America
We had a 2.75% rate on the old mortgage, so we didn't hurry to pay that one off. This new one has a 5.5% interest rate, and I intend to pay it off in four years.
I’m still kicking myself for not going the refi route during the rona. I have a 3.35 so it’s not terrible but I could of gotten it down