Recent content by Jnecker4cy

  1. Jnecker4cy

    Property Insurance

    Can't have one without the other. Can't make a claim without a covered peril. Weather events as well as cost to repair are up.
  2. Jnecker4cy

    Property Insurance

    Many companies, I would say most still cover roof replacement at replacement cost upto at least 15 years many 20 or more. That is changing and replacing roofs is a large issue in current premiums. But companies basically opening the check book for new roofs is a huge part of the problem. Also...
  3. Jnecker4cy

    Property Insurance

    Iowa weather does not only include Tornados. Hail events and straight line weather events have been way more an issue than tornados. Yes increased cost have also contributed but to think weather events have not been an issue is wrong.
  4. Jnecker4cy

    Property Insurance

    Not true but everyone has the right to there own opinion. Yes increased cost are part of it but the State of Iowa has experienced the largest 5-10 insurance losses all time in terms of claim payouts in the last 5 years and frequency and severity of storms has increased. To think more frequent...
  5. Jnecker4cy

    Property Insurance

    Storms continue like this things will not get better. So far not as many claims at work as I thought, so Des Moines metro maybe had less damage than more rural areas like Greenfield and Cambridge.
  6. Jnecker4cy

    Property Insurance

    Farm Policy? I am guessing many farm buildings being insured at ACV instead of replacement cost. Fixing Cosmetic damages on roofs is really a big reason the Home Insrance market in Iowa is where it is today. Many changes regards to insuring roofs being made by companies right now.
  7. Jnecker4cy

    Property Insurance

    I echo Chadly82, find and agent that can do the Universal Home and Progressive Auto. I am biased but I would choose an agent with a Progressive Policy, don't go Progressive Direct. That West Bend increase is in line maybe a little lower than some clients of mine I have seen.
  8. Jnecker4cy

    2024-25 Roster/Rotation Additions

    Thanks for the Dumb on the post. Just was wondering what I actually said that was dumb? Or do you just not like it? Got 7 thumbs up and 1 dumb.....
  9. Jnecker4cy

    2024-25 Roster/Rotation Additions

    So great job by the coach but I hate him and he won't succeed? Is that about it. Sky did not fall last year, sky did not fall this year and yet you still talk down the coach whenever you can.
  10. Jnecker4cy

    2024-25 Roster/Rotation Additions

    Get the Oregon St Transfer and things are looking real good. Even without her great job filling the roster so far.
  11. Jnecker4cy

    Maui Invitational Tickets

    I went in 2018 and the had a booster package thru ISU. This time the prices was much higher. Want to say it was also a 5 night package I think we had a 4 night last time. Is a great experience, had a blast. Not doing it this time though.
  12. Jnecker4cy

    Maui Invitational Tickets

    Right now tickets are only available with buying a travel package. If tickets only go on sale they will be later this summer. With the teams in this coming year I expect little to no tickets only will be available. Who knows.
  13. Jnecker4cy

    Maui Invitational Tickets

    Tickets will not be easy to come by if you do not have them before you go. Scarce and expensive. If I were going that far I would want tickets in hand. Only way to get them now is buy a Team package thru Iowa State or an All Tourney Pass thru Maui Invitational. Good luck.
  14. Jnecker4cy

    Property Insurance

    I am seeing most carries go to Deductibles higher than $1000 on wind and hail losses. I think a Depreciated Roof Schedule is coming for most carriers soon. Many roofers will soon be put of business in Iowa. Cosmetic roof damage also will not be covered, which in many ways makes sense.
  15. Jnecker4cy

    2024-25 Roster/Rotation Additions

    Why would you think she would not improve?