Auto Insurance Claim due to an STD?
- Thread starter VTXCyRyD
- Start date
1. she gets HPV, decides to put in a claim for damages since it was an "injury or illness" she got in the car which was insured for liability by GEICO?
2. GEICO says "**** that" and denies the claim; under their agreement it goes to arbitration
3. Arbitrator finds that yeah, she did get the injury or illness in the car so GEICO is on the hook
4. GEICO appeals on the basis that this arbitration decision is bonkers
5. court says "nah, friends, you signed the arbitration agreement this is what you agreed on you gotta stick with it" and doesn't take their appeal
2. GEICO says "**** that" and denies the claim; under their agreement it goes to arbitration
3. Arbitrator finds that yeah, she did get the injury or illness in the car so GEICO is on the hook
4. GEICO appeals on the basis that this arbitration decision is bonkers
5. court says "nah, friends, you signed the arbitration agreement this is what you agreed on you gotta stick with it" and doesn't take their appeal
That’s insanely stupid but I’m happy whenever any type of insurance company loses money.
If you get someone pregnant in a car, can you sue your insurance company for child support?
How is that legal? If they did it at his home, would his home owners insurance be liable? Why is the location where they had sex relevant? This seems to open the door for a whole lot of BS.
When insurance companies lose money, just means your premiums go up! You might be one of the few people who enjoy paying more. You must love inflation!
My guess is every insurance company in America is going to soon send out an addendum to existing policy holders providing an exclusion for STD's.
Or a special rider to cover insured in case they give someone an STD. Wonder how an actuarial comes up with the probability and appropriate fee for that
Must have been on the leather bucket seats! Guess my mom was right, you CAN catch it on a toilet seat.
Spoiler alert - insurance companies don’t lose money. This will get passed along to the customers. And if GEICO can be on the hook for these types of claims, then every insurer writing auto insurance policies in Missouri will increase rates in response.
I love you. Insurance is a slimy business but yes, I understand your point. Still, **** insurance companies.When insurance companies lose money, just means your premiums go up! You might be one of the few people who enjoy paying more. You must love inflation!
My guess is every insurance company in America is going to soon send out an addendum to existing policy holders providing an exclusion for STD's.
Or a special rider to cover insured in case they give someone an STD. Wonder how an actuarial comes up with the probability and appropriate fee for that
Or just cover injury, not illness.When insurance companies lose money, just means your premiums go up! You might be one of the few people who enjoy paying more. You must love inflation!
My guess is every insurance company in America is going to soon send out an addendum to existing policy holders providing an exclusion for STD's.
Or a special rider to cover insured in case they give someone an STD. Wonder how an actuarial comes up with the probability and appropriate fee for that
Not going to click on the article but there's no possible way Geico is on the hook for 5.2 mil how could someone have limits that high?
I worked an accident claim years ago. Our client caused the wreck and we were settling injuries.
Got the medical records and noticed the person had low grade syphilis and herpes.
Didn't really give a **** about any of that unless he somehow got it from the steering wheel of from our client during the accident
Got the medical records and noticed the person had low grade syphilis and herpes.
Didn't really give a **** about any of that unless he somehow got it from the steering wheel of from our client during the accident
I wonder. In 2021, she was asking only for 1 million. I mean, I know inflation is high right now...
reason.com
Does Auto Insurance Policy Cover Spreading STD When Having Sex in a Car?
And can the parties remain pseudonymous in the lawsuit related to this?
reason.com
The auto insurance carrier is only obligated to pay out to the policy limits that was purchased by the owner of the car. The rest of any settlement is the responsibility of the negligent party.
Edit: You cant purchase that much coverage on an auto policy anyway, You want excess liability? Buy an umbrella policy.
Edit: You cant purchase that much coverage on an auto policy anyway, You want excess liability? Buy an umbrella policy.
