Bears and DM

Paddythefatty

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Jul 25, 2021
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With a moderately competent O line, he could make a push to be one of the top 5 backs in the league.
The bears run blocking was alright, pass blocking was atrocious. DM’s biggest problem was Nagy, he could have a big year if he’s got a playcaller that’ll actually scheme & stick to the run. Dude was averaging 16 yards per carry against the rams at one point & Nagy didnt have him touch the ball the next 2 series.
 
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besserheimerphat

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Apr 11, 2006
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OP said 3 mil on top of his existing contract, so yes 45% tax. Are you not forgetting compounded growth? And just for arguments sake even with your numbers that'd put him at 88. Even Rockefeller died broke. That and no contract would dump the whole lump sum, so he'd be able to defer taxes to some extent and write off any losses. So, yes with even conservative investments he'd still be set for life. Let's just put it this way, a savvy accountant would not only exceed 6%, but would defer taxes and write off expenses. So, imo, in the end there are many more factors in retaining your wealth (if you're smart) than blowing it.
The S&P itself found that returns are positively skewed to the point that not many people actually get the average return.

 

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harimad

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Jul 28, 2016
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I thought the Bears were moving to Des Moines when I saw the title? They’ve screwed up everything else lately, so they will let DM walk and get nothing in return.
Arlington Heights, Des Moines… what’s the difference?

Actually, let’s split the difference. Say hello to your newest franchise, The Quad-City ThunderBears.
 
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Cloneon

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The S&P itself found that returns are positively skewed to the point that not many people actually get the average return.

Those are portfolio management funds. Of course they're skewed. But if you invest straight up and, of course, do your homework 6% is very conservative and is straight math because there's nothing more than gain and loss. Again, the key is 'compound' mentality (ie long term holdings). With that in mind the most unmanageable aspect is what the government controls (ie taxes and inflation).
 

Mr.G.Spot

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This is just a conservative example. Of course, inflation plays a big role in this. But even with Burger King income you offset that. And God forbid if you find a menial job which has insurance, you're set. Keep in mind 6% is conservative. Also, note I built in 60000 living costs. The key is 'compounded'.

Disclaimer: The premise being an individual's definition of 'set-for-life'. If you're the type of person who has to have that million dollar home, 2 luxury cars never to exceed 10 years old, the country club membership, etc etc, this would not fit your 'set for life' definition. But, for the vast majority of Americans this IS set for life.

Starting Amount2000000
After20 years
Return Rate6 %
Compound annually
Additional Contribution-5000 / mth
Contribute at the end
of each month​

Results​

End Balance
$4,147,077.78
Starting Amount
$2,000,000.00​
Total Contributions
$-1,200,000.00​
Total Interest
$3,347,077.78​
Investment Compounded Calculator
Take 50% off the table for taxes.
 

DeereClone

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Nov 16, 2009
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Those are portfolio management funds. Of course they're skewed. But if you invest straight up and, of course, do your homework 6% is very conservative and is straight math because there's nothing more than gain and loss. Again, the key is 'compound' mentality (ie long term holdings). With that in mind the most unmanageable aspect is what the government controls (ie taxes and inflation).

What "conservative investment" are you investing in to get a 6% return? Stock market is a great investment but is far from conservative.
 

brett108

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May 1, 2010
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Bigger paydays for RBs is vital since their careers iirc are the shortest on average.
The rookie contract length should be shortened. The NFLPA has always blundered these negotiations. Owners lawyers have been saving them from themselves in these labor talks for decades. Let them blow tens of millions on Sam Bradford.
 

Mr.G.Spot

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The rookie contract length should be shortened. The NFLPA has always blundered these negotiations. Owners lawyers have been saving them from themselves in these labor talks for decades. Let them blow tens of millions on Sam Bradford.
The players' union approved of this structure 10 years ago??? The players/veterans were the party that were tired of paying all the money to unproven rookies and obviously the owners agreed with them. Hence, the big money now goes to the performers in the 4th year??

First round money is now capped, but nothing crazy like it was.
 

1100011CS

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Oct 5, 2007
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Not a bears fan. But can anyone tell me the last running back that was a good running back for more than 5 years? Zeke regressed and he’s just 26
It's a miracle a RB makes it a whole season without injury (based on my last 10 years of fantasy football).
 

Mr.G.Spot

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Those are portfolio management funds. Of course they're skewed. But if you invest straight up and, of course, do your homework 6% is very conservative and is straight math because there's nothing more than gain and loss. Again, the key is 'compound' mentality (ie long term holdings). With that in mind the most unmanageable aspect is what the government controls (ie taxes and inflation).
I would have to disagree. With munis and corporates at historically low rates, you have to take greater risk (more equities) to get the returns u are suggesting.

Please exclude the last two years returns as these were artificiality stimulated by the stimulus.
 

Cloneon

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I would have to disagree. With munis and corporates at historically low rates, you have to take greater risk (more equities) to get the returns u are suggesting.

Please exclude the last two years returns as these were artificiality stimulated by the stimulus.
Agree on the stimulus and, per your premise of diversified investment, yes, but as I stated when it comes to equities 'greater risk' sounds like a broker's perspective. I've been investing since the 80's and the only disruption in market growth through the years has been foolish government intervention (reducing the gold standard and the requirements to go public thus causing the bubble crash at the millennium). We can go back and forth, but fundamentally, I do my own homework. And while I agree per the OP DM would be set for life at 3 mil (on top of what he already has), I have to disagree this is the 'ceiling' for being 'set for life'.
 
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ca4cy

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I personally don’t think Lazard gets anywhere near the same PT on most teams.

Plus the players and coaches value his blocking and "goon" work. I think he's getting more bang for his buck in GB than he would anywhere else. That said, he needs to get paid while he has some value attached, wherever that leads him.
 

Mr.G.Spot

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Agree on the stimulus and, per your premise of diversified investment, yes, but as I stated when it comes to equities 'greater risk' sounds like a broker's perspective. I've been investing since the 80's and the only disruption in my growth has been foolish government intervention (reducing the gold standard and the requirements to go public thus causing the bubble crash at the millennium). We can go back and forth, but fundaementally, I do my own homework. And while I agree per the OP DM would be set for life at 3 mil (on top of what he already has), I have to disagree this is the 'ceiling' for being 'set for life'.
Not a broker. In theory, u could throw a dart at the stock exchanges, or buy S&P ETFs, to get these returns. You also are not looking at a person's age, risk tolerance or knowledge.

If you look at the decade of the 70's returns your math doesn't work out. Let's hope none of us experience that decade.
 

Cloneon

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What "conservative investment" are you investing in to get a 6% return? Stock market is a great investment but is far from conservative.
Interesting generalization. 'Stock Market' is incredibly diverse and, accordingly, there are very conservative stocks (usually large sustainable corporations), but 'yes' could also be perceived as high risk if you're going for more 'speculative' companies. But, like choosing other forms of investments you can diversify and still have an incredibly conservative portfolio.
 

BMWallace

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Adrian Peterson comes to mind. Derrick Henry is currently just at or past 5 years I think.

I think there's others depending on what you define as 'good' but it's generally a short window.
LeSean McCoy made 5 straight pro-bowls. So has Alvin Kamara.

But then you look at the anomaly that is Frank Gore. I don't think we see a running back with that sort of longevity for a long time.