I already own a fair bit, but yes loading up a bit more on it is on the list too.
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- Thread starter SoapyCy
- Start date
I already own a fair bit, but yes loading up a bit more on it is on the list too.
Yeah I bought more this morning when it was 113. Too much coming down the pipe for it to stay low. That new M1 chip is getting stellar reviews and holiday season will blow up.
Agreed on the M1 chip being a potential game changer. I've been pretty resistant to buying Apple products in general but needed a new home video editing laptop for my wife this Christmas. Had to pull the trigger on a Macbook Air based on the incredible reviews and price point.
Been holding US Steel for over 2 years and finally today it went back to green status with a nice 22% jump.
No one even pretends anymore that the market is subject to normal mechanisms for price discovery. All that matters is that more fiscal and monetary stimulus is on the way!
www.marketwatch.com
The Dow Broke 30K Because Biden Is Bringing Yellen and Stimulus
A clear path for Joe Biden’s transition sent the Dow Jones Industrial Average up 454 points to a record close above a major milestone. Wall Street cheered on...
www.marketwatch.com
I think the stimulus money should go to getting the vaccine ramped up and administered, that will do more than handing out money.No one even pretends anymore that the market is subject to normal mechanisms for price discovery. All that matters is that more fiscal and monetary stimulus is on the way!
The Dow Broke 30K Because Biden Is Bringing Yellen and Stimulus
A clear path for Joe Biden’s transition sent the Dow Jones Industrial Average up 454 points to a record close above a major milestone. Wall Street cheered on...
I agree 100% But it's so obvious that Wall Street has a huge vested interest in making sure the next stimulus package numbers in the trillions. It's no wonder that Biden had the backing of nearly all the billionaire donors.
With modern US monetary policy you want to be heavily invested in the stock market and real estate. If you don’t you will get left behind.
Does you both workout side the home? If so, you'll certainly have medical expenses with your new little germ going to and from daycare. Well-child visits, random fevers, ear infections, etc. all add up quickly.
Even if , I would go HSA. Only thing I consider our company's FSA for is daycare expenses. But even that is too risky for me given my wife's evolving career.
I target 1.5 years of max out of pocket expenses in our HSA and invest the rest in a S&P fund.
I'm anxiously awaiting the day we can cash flow medical expenses. Someone correct me if i'm wrong on this, but I believe you can the log receipts and withdraw the expenses later. For example, pay $20 for a medical visit out of pocket today. Keep that $20 invested in your HSA for 30 years and allow it to grow to $100. Then claim the original expense of $20 to withdraw for living expenses in retirement, while still having an extra $80 invested.
That's an interesting strategy I've not heard before. I know you can submit the expenses later and withdraw the cash, but I don't know if there is a time limit on it.
Are you saying you'd like to bankroll all expenses yourself and then, in say 20 years, submit all of them? Submit all expenses in one shot after compounding interest has done its' thing?
Do kids really run up that big of a bill? All of his well child visits are $25 copays. Labs are 100% paid by the plan from my work. I put $1000 in our FSA this year. Should I find a separate HSA then?
Thats what I am doing currently. Keep a nice spreadsheet for the expenses each year, then scan receipt and insurance statement for each expanse. Will expense it at all at once in the future when I decide to retire.
