Credit Cards

[dukeebear]

I need to remember to do this with Casey's when I visit Iowa.

You can use upside and stack even more

 

[Cyched]

We have the debit version of this. You get the 5% with no separate bill to pay. It just pulls from the checking account. If you’re a target shopper, there is zero reason to skip out on getting one of these.

Had the credit version for almost 10 years now. More straightforward benefits than most CCs out there.

 

[BCClone]

Game changer

View attachment 126876

Why??

 

[BCClone]

I've had a Navy Federal rewards Visa card for 30 years. No idea what my interest rate is, but I get around $500 a year cash back. Credit cards are a horrible idea in general, but so are hookers and blow, so it's the lesser of two evils for me. I'm sure I've been super helpful. LOL

So you are charging your hookers and blow on your credit card? If it’s 1%, that means you are right at a grand a week combined.

 

[Pragmatic_Clone]

So you are charging your hookers and blow on your credit card? If it’s 1%, that means you are right at a grand a week combined.

Hooks and blow are the secret to great rewards!

 

[cedarstrip]

You don’t use the annual companion fare deal?

I kept the card. I haven't used the companion fare yet. Had enough bonus miles for both tickets on the trip to Alaska and my latest trips have been out east where Alaska doesn't fly.

 

[AgronAlum]

Why??

Gets you down to Walmart prices without having to step foot in a Walmart.

 

[BryceC]

I don't buy airline tickets, but you can always use cash or at least you could the two times I did buy airline tickets back in the 70s. I've also rented cars without a credit card, but again, back in the 70s. I just stayed in a hotel this spring/early summer when a storm knocked out my electricity for four days. I had no problem using a debit card. I know some hotels won't accept a debit card for a deposit. I also know some car rental places won't accept a debit card for the same reason. I lead a pretty simple life and don't use them a lot anyway.

Yeah, being Amish isn’t for everybody.

 

[demoncore1031]

"Credit cards are one of the many tools of the devil."

-Mama

 

[Big Daddy Kang]

I've never used a credit card, never borrowed money and therefor have no credit history other than bill paying. It hasn't impacted me in the least that I can tell. I pay cash for everything. If I don't have enough cash, then I wait until I do. I know, I'm odd.

 

[BCClone]

Gets you down to Walmart prices without having to step foot in a Walmart.

Why circle versus just staying red card?

 

[dmclone]

Why circle versus just staying red card?

This.
It seems like Wal-Mart and Target are making a weak attempt to become Amazon. With that said, my wife sure does get a lot of Target packages......

 

[KidSilverhair]

Why circle versus just staying red card?

They are renaming the Red card to the Target Circle card. I just got that email this morning. I don’t think they’re changing anything but the name.

Like AgronAlum I have this as a debit card tied to my checking account. It’s money I’d be spending anyway, but I get an automatic 5% discount and sometimes deeper deals on Target Circle items. It’s a no-brainer, particularly when they have some items like eggs or pet products cheaper than I can get them at HyVee, even before the 5% off.

 

[BCClone]

They are renaming the Red card to the Target Circle card. I just got that email this morning.

And that’s my question. Why?

 

[KidSilverhair]

And that’s my question. Why?

/shrug/

Who knows what lurks in the hearts of marketing departments?

(I think, although I’m not certain, that you could have a Target Circle account without having a Red card. Maybe you still can, I don’t know, but my guess is they’re trying to streamline their offerings for marketing purposes)

 

[AgronAlum]

/shrug/

Who knows what lurks in the hearts of marketing departments?

(I think, although I’m not certain, that you could have a Target Circle account without having a Red card. Maybe you still can, I don’t know, but my guess is they’re trying to streamline their offerings for marketing purposes)

You can and I think you get 1% rewards if you use circle without a red card plus whatever special circle deals they have going on. My wife always scans her phone for the circle thing but I'm not sure what it really does for us.

 

[Cyched]

You can and I think you get 1% rewards if you use circle without a red card plus whatever special circle deals they have going on. My wife always scans her phone for the circle thing but I'm not sure what it really does for us.

I don’t think the app really does much for you as far as additional card rewards?

I do use the app when I check out - you can look at whatever circle/ad deals they have and save the “coupons” in your wallet, along with your card. One scan and you’re done.

 

[Rabbuk]

I don’t think the app really does much for you as far as additional card rewards?

I do use the app when I check out - you can look at whatever circle/ad deals they have and save the “coupons” in your wallet, along with your card. One scan and you’re done.

View attachment 126900

Food lion does this too and honestly it's my favorite "rewards" type program because of the coupon thing

 

[3TrueFans]

And that’s my question. Why?

Because

 

[Cyched]

Food lion does this too and honestly it's my favorite "rewards" type program because of the coupon thing

Similar with King Soopers’ card. One scan and you can get good deals, and fuel points every transaction.