I've used Mint forever but it sounds like it's going away at the start of 2024. For people that use these types of sites, what do you use for a consolidated view?
Financial Tracking options
- Thread starter dmclone
- Start date
I started using YNAB (You Need A Budget) about a year ago and I really like it. It does cost; I think it's around $90/year.
It's a zero based budget system, which is very different than Mint. Basically, it's the electronic version of the envelope system: you put the money you have into categories and then spend money from each category. You can't budget ahead until the money actually hits your account.
It took me a while to buy into the philosophy, but I've adapted and enjoy it now. It really changes your mindset to think "Oh, we're over budget on eating out this month, I have to pull money from another budget category to cover that." So, you're adjusting your categories if you overspend to ultimately stay within your budget.
If you're just looking for a money tracking app; YNAB is not for you. I will say their customer service and help content is extremely helpful. They've got an article and/or video for every possible scenario you could imagine.
https://www.ynab.com/
It's a zero based budget system, which is very different than Mint. Basically, it's the electronic version of the envelope system: you put the money you have into categories and then spend money from each category. You can't budget ahead until the money actually hits your account.
It took me a while to buy into the philosophy, but I've adapted and enjoy it now. It really changes your mindset to think "Oh, we're over budget on eating out this month, I have to pull money from another budget category to cover that." So, you're adjusting your categories if you overspend to ultimately stay within your budget.
If you're just looking for a money tracking app; YNAB is not for you. I will say their customer service and help content is extremely helpful. They've got an article and/or video for every possible scenario you could imagine.
https://www.ynab.com/
Super annoyed about the Mint thing and also looking for a replacement. Don't really need it for budgeting but just really like being able to track transactions and balances across accounts in a single place.
The modern way to manage your money
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.
Never heard of this one before, but seems like it could be worth a try?
I just hate paying $10/month for something I got for free.The modern way to manage your money
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.www.monarchmoney.com
Never heard of this one before, but seems like it could be worth a try?
Yeah, Simplifi or Quicken would be cheaper. It looked similar to Mint from the site.
Agree, but what’s the saying, if the product is free, it means you’re the product?
If you want to use spreadsheets without having to build or maintain them yourself, there's a product called Tiller. They provide the templates and they connect to your accounts for automatic updates. Cost after free trial is $80/year. They have a pretty active community and are always rolling out new sheets to try. I'm not a user but I've considered signing up and have been pretty impressed by what I've seen from them.
www.tillerhq.com
Tiller - Manage Your Money, Your Way
Only Tiller automatically tracks your spending, balances, and budgets in flexible spreadsheets owned by you, with easy templates and top-rated customer support.
www.tillerhq.com
If there was something that tracked or gave alerts on my budget down to the week etc. I'd be more interested in these types of things but I haven't seen anything that does that....seems like it's more of a way to check your balance just like logging in to the bank or credit card.
Anyone ever try YNAB? Quick Google search and that popped up as an alternative.
Edit: Nevermind it's not free.
Edit: Nevermind it's not free.
