Not really accurate it so depends on your situation:
consider: First 200 is proabably more like 45 in taxes all in for most peoples filing situation so you are at 155 after tax. Max out 401K contribution takes out maybe 10,000 assuming company contribution to get you up to tax ded limit
145/12= approx 12,000/month
Typical DSM suburbian mortgage $2700/month (figure low equity to allow for 2nd's)
Two cars (van, plus aver 2nd) on 60 month loans $1200/mo
Assume two teenagers with cars...they pay for car, you get stuck with insurance
$800/month
Charity/Church/Giving (since average is less than 10% tithe lets say $12,000 annually not $20,000....so thats $1000/month
Utilities/Phone/Cell/Cable
$300/$50/$250/$100 for total of $700
Gas/Groceries/Household maintenance
$250/$750/$500 total of $1500
One student in college (at $200,000+ financial aid is virtually nonexistent)
$1500/month if they go to state school
Now you are down to $2600/month left over for Football tickets/BB tickets, money for vacation, health care out of pocket, all the fees you get hit with for kids sports and schools, kids clothing, clothing for you and your spouse....
now is this poor/struggling no, I am not saying that, but wealthy, not by US standards