Random Thoughts IV
- Thread starter cowgirl836
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DH and I still operate on the "broke college student" mentality a lot. Mostly because we've been in constant savings mode from pretty much high school on. When we were at dinner last weekend, DH wanted to try a certain drink, but it was pricey for a drink. So he was going to skip it. I'm like DH, this is why we are where we are. Because we always have our eye on the goal and save, coupon, use sales, skip things, wait for things to get there. This dinner is to celebrate 'getting there'. We have a beautiful house and did not go anywhere near going broke to get it. You got two significant raises this year, I'm eyeing a large one myself. While I don't want us to go all crazy lifestyle inflation............you can have that drink!
It's a great mentality to have but sometimes it makes it hard to enjoy those things without feeling guilty like you're supposed to be putting it toward something more important.
It's a great mentality to have but sometimes it makes it hard to enjoy those things without feeling guilty like you're supposed to be putting it toward something more important.
^CG, my second oldest just told me last week, when he gets a "real job" he is still gonna live like he is broke.
They don't work well in a purse in a drawer at work, or in another part of the house, or when you forget to charge them either.
If the kids want to talk to me, they call PapaLew and tell him to give me his phone. My sisters do that now as well.
And you're only a couple of miles from the West End. There is plenty of talent there.
They don't work well in a purse in a drawer at work, or in another part of the house, or when you forget to charge them either.
If the kids want to talk to me, they call PapaLew and tell him to give me his phone. My sisters do that now as well.
At this point, does it really matter since you have no idea how to use it anyway?
do it! You don't notice right out of college. We did it because we had a wedding, DH was still in college (two rents!) and one income...when DH started working, we still lived like it was just my salary. Didn't get a nicer apartment or new car (though we did get me a newer car - after the wedding), lots of furniture - you see a lot of new grads go a bit crazy on 'buying adult stuff'. I saw single coworkers new out of college getting nicer apartments on their sole income that DH and I were avoiding on two incomes.
That doesn't mean you don't occasionally go have a nicer dinner or nice vacation and just dump everything into a retirement account. You still want to enjoy some benefits of working..........just don't go crazy
I was looking at our spending recently - assuming that it had gone up as our income has gone up and we've done things like buy clothes from nicer places/not use Olive Garden as date night - and our monthly spending was actually the same as it's been the past three years. Technically lower because my student loans got paid off. It's gone higher now the past six months because of house stuff (and will stay now with the mortgage being higher than rent), but I was really proud of that fact!Hah...that's funny, reminds me...one day she was wearing her grey yoga pants, standing at the sink doing dishes...I pulled out my phone and snapped a pic. She heard the phony shutter noise and asked "did you just take a pic of my butt?", to which I responded "yuuup", and she said "You better not post that anywhere", and I assured her it was only for my enjoyment.
Couple of our kids could learn from you. They each have a habit of living far beyond their means. Unfortunately, they have been enabled far too well by their in-laws, to the point where we look like the "bad" parents because we don't pay their debts. We've helped each of them at least once or twice along the way when they were desperate, but when a son has a blu-ray hooked up to a large screen, and is driving an SUV that is 8 years younger than your rusty little Lumina, I'm not particularly interested in "helping him out", you know?
And I get the whole "living within your means thing", so many people are just a few paychecks from being broke. We're not lavish people, but when she gets stressed, she gets nuts about stuff. Like a store could have ground beef for $1/pound, and she'd get mad at me if I bought 20# and put it in the freezer, when we'll go thru that in less than 6 months...but if it's a time when she's worrying about money, we shouldn't be spending that money...even though we'd spend even more buying it anyway over the course of the next few months.
I'm just brainstorming here, but what if she felt insulted since you thought she needed new skivvies when she believed she didn't need new ones.
West End is only 2 miles from my house but I kinda think of it as more of a wintr place. It is a younger crowd than the old ****s that hang out at Redstone but maybe Chaser should head over to Uptown where the 20-somethings really roam free. He could check out the rooftop deck scene. That's where I'd go if I wasn't such an ancient mariner. Or maybe Maynard's on Lake Minnetonka. Summer on the lakeside deck is always a winner and Thursday night in Excelsior is Lady's Night.
Jeez, I am regular tour guide guy!
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