100%. Just pay them. At least the NCAA could step in an develop actual rules and caps.
All these collectives do is give big time boosters a great way to launder money and a new avenue for tax breaks because the IRS was starting to crack down on 'donations' to athletic departments. College sports is going to better off when these collectives are dead and buried.
With all of this money these P5 schools are raking in,(and the NCAA) they should force them to pay their athletes and ban NIL. Every P5 school budgets the same amount of money by rule. Pay every athlete the same. Football player makes the same as women's cross country runner. Athletes become student employees, pay taxes, etc...etc... Non P5 schools pay out lower amounts, but pretty much have the same rules. NCAA should be required to fund every Div 1 school a certain % of money to pay athletes.
It will never happen though. Not sure how much longer I will even care.