If Indiana would play someone, I'd agree with you.Indiana and BYU are grossly underrated....I think BYU by way of a tougher resume and better wins should be ahead of Indiana as of right now.
But of Texas and Penn State, who have they beaten that's of any note? BYU has two ranked wins over other CFP ranked teams (the ranking now is more important than if you beat a then T25 Michigan who we now know is fraudulent).
Not saying they aren't good. But they shouldn't be ahead of BYU or even in the top 8.
Are we looking at resume here, or are we doing the eye test? Of course Indiana has going to look great with who've they played.