Retirement Targets

Just curious:

What age plan to retire?

What amount plan to have saved by that age?

Just curious as to when people plan to punch out for the last time and what the savings targets are. I know it varies by what you want to be able to do in retirement and health condition at that point, but just curious in general as to the two questions above.

Principal Financial-Remote work

Well if you got hired for 100% remote work, you better hope you don't work within 30 miles of Des Moines. During the pandemic, Principal went out on hiring spree where they recruited a ton of IT help across the country. Now if you live within 30 miles of Des Moines, even if you were promised to be 100% full time remote, you now have to go back into the office. So if you live 35 miles from Des Moines, we think you can do your job from home but if you live in beaverdale, get the **** in the office.

Way Too Early Top 25 roundup: Cyclones a consensus top 5 pick

What are the national outlets projecting expecting out of Iowa State next season?

Six of them have the Cyclones in the top 5 of their Way Too Early Top 25's.

Financial Aid Advice

My oldest is setting off for college this fall after taking a gap year. He's going out of state as well. To a Big10 School. Forgive me, I failed him. (To be fair, he does cheer fo the Good Guys, when he chooses to watch. Doesn't really follow much sports ...yet.)

All that aside, I haven't had to deal with or jump through the financial circus in ...30-ish years. We've completed the FAFSA and are waiting to hear back. He's applying for scholarships.

I'm asking what else do I need to know? I feel I don't know what I don't know. Like, if I get a bank loan, do we take one out for his entire college career or on a year-by-year basis? Where else could we look into for financial assistance?

Anything I need to know will be highly appreciated!
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K-State game in 2025 in Ireland (CONFIRMED)

K-State boards are picking up on a rumor that Kansas State vs. Iowa State has been selected as the season opening game in Ireland in 2025. (It would mean K-State would lose a home game.)

I think a Week 0 game would be on August 23, 2025, for the serious planners-ahead.

Anybody heard anything about this on our side? Still squarely in rumor zone here.

49ers - Brock Purdy - Still and Always #1

49ers do their own Hardknocks called Brick by Brick. First episode was released this evening, and had a good portion around Brock Purdy and being Mr. Irrelevant. Nothing about ISU or his college days, but still something that you may be interested in watching and following. His sections starts at 10:40 mark.

Brick by Brick

Iowa State seeks to "separate" itself from its 2024 foes via demanding summer workouts

2024-25 Big 12 Rosters

Post any news you have about Big 12 players.


Oklahoma and Texas have been removed.


Arizona, Arizona State, Colorado, and Utah have been added.


Here is the link to view the roster of every Big 12 team.


I found a fan base WAY more obnoxious than the Iowa Hawkeye fans

New York Rangers fans. Worst I’ve ever been around.

New hockey fan here. We went to several Carolina Hurricanes playoff games in 2023. This was our first experience with going to NHL games in person. It was an amazing experience and we decided to purchase season tickets.

Great and very fun season this year. We probably sold about half our tickets but went to around 20 games. I’ll be the first to admit that me and my wife are still learning the game but we have become big Hurricane fans.

They are playing the Rangers this postseason and the amount of vitriol hate and obnoxiousness we’ve experienced from these people has made me put them above Hawkeye fan.

Roth IRA Withdrawl Question

Seeking help from financial fanatics…

I was given a loan from my company which allowed me to purchase shares in the company. The shares are worth more than the loan at this point but the company controls when I can actually sell them. If I leave the company and they don’t allow me to sell, I may need to pay off the loan myself.

Here are the options I’m considering:

1) Pull from my Roth IRA contributions. I'm well below the 59-1/2 age limit but as I read it, I can pull contributions at any time tax-free and penalty-free.
2) Private/Personal loan from bank. Interest rates for this are in the 9-10% range.
3) HELOC - We have plenty of equity and great credit. Rates here are better than private loan, but still in the 7-8% range.

My questions:
A) Am I correct that I can withdraw Roth contributions without issue? (Setting investment growth issues aside).
B) What else should I consider? Which options are best?

2025 Football Targets (Offer List in OP)

Key:
Favorite/Commit Date
Warmer
Warm
Offer Date
Unofficial Visit Date
Official Visit Date
EE: Early Enrollee

Offers:
IOL Max Buchanan: 5/3/22
OT Chavez Thompson: 1/27/22
QB Jamar Malone: 1/21/22
QB Davi Belfort: 4/15/22
QB Ethan Plumb: 4/27/22
QB Tavien St. Clair: 5/12/22
RB Donovan Johnson: 4/28/22
RB Avis Brown Jr.: 5/3/22 Sanford, FL - 5'11" 180lb.
RB Alvin Henderson: 5/21/22
WR Isaiah Mozee: 1/24/22
WR DL Harrison: 1/27/22
WR DJ Pickett: 4/27/22
WR Tyler Williams: 4/27/22 Riverview, FL - 6'1" 180lb.
WR Malachi Curvey: 6/8/22; 4/22/22; 6/8/22 Ankeny, IA - 6'3" 195lb.
EDGE Cameron White: 4/27/22
DL Anthony Smith: 10/4/21 Ft. Lauderdale, FL - 6'2" 280lb.
DL Armondo Blount: 10/4/21
DL Elijah Griffin: 1/24/24
DL Tyson Terry: 1/25/22
DL Ka'Mori Moore: 4/10/22
LB Christian Jones: 12/3/21
LB Coleman Lewis: 1/26/22 Valdosta, GA - 6'1" 205lb.
CB Charles Bass: 4/12/22
CB Kaylib Singleton: 5/5/22
CB Dajon Hinton: 5/11/22
S Ethan Pritchard: 5/3/22
ATH Marquise Davis: 1/26/22 Cleveland, OH - 6'0" 190lb.

Interests:
QB Jack Wallace: 10/2/21; 11/6/21
QB Shaker Reisig: 4/13/22 Jenks, OK - 6'0" 190lb.
QB Chase Kluver: 4/22/22 Ankeny, IA - 6'0" 165lb.
QB Mikey Gow: 6/14/22
RB Taevion Swint: 4/15/22
TE Will Hawthorne: 3/29/22 Gilbert, IA - 6'2" 220lb.
TE Brody Clubb: 4/13/22; 6/8/22 Tiffin, IA 6'3" 225lb.

DL Tyson Terry: 10/23/21; 4/26/22 Omaha, NE - 6'3" 255lb.

Bill Fennelly and his staff have assembled an "all-star team" for the 2024-25 season

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